IRS Lien Safeguards

Secure Your Credit, Keep More of Your Money, by Letting Us Handle Your IRS Lien Problems For You!
If you cannot pay your taxes, the IRS has the right and the ability to establish a lien against your property. This might be your house, your company, anything else that you own, and even assets owned by your spouse. In short, if you owe money to the IRS, the IRS may own you in only a few short steps.

Once you have an IRS tax lien filed against you, the difficulties are endless. The lien will show up on your credit report. Banks won’t want to deal with you because they don’t want the extra hassle of having to work with the IRS to take your money. You won’t be able to get a loan for anything… not house, not car… and the revenue from anything you sell will be taken by the IRS until your lien is paid in full.

Fill out the form at the bottom of this page for a FREE Consultation if you need help solving your tax problems.

Frequently Asked Questions - IRS Lien Safeguards

What is a federal tax lien?

A federal tax lien is the government’s legal claim against your property when you fail to pay a tax debt after notice and demand of payment. 

What is the difference between a lien and a levy?

Lien: A legal claim against property

Levy: The actual seizure of property

A lien secures the government’s interest. A levy enforces collection. 

When does an IRS lien arise?

A federal tax lien arises automatically when:

  1. The IRS assesses the tax
  2. Sends a Notice and Demand of Payment
  3. The Taxpayer Neglects or Refuses to Pay
What property does a tax lien attach to?

A federal tax lien attaches to:

  • Real Estate
  • Bank Accounts
  • Business Assets
  • Accounts Receivable
  • Personal Property
  • Vehicles
  • Investment Accounts
  • Future Property Acquired while the Lien is Active
Does an IRS lien affect credit?

The IRS no longer reports liens directly to credit bureaus. However:

  • The Notice of Federal Tax Lien is public record
  • Lenders may discover it during underwriting
  • It can affect financing, refinancing, and asset sales

 

How long does a federal tax lien last?

Generally, a federal tax lien continues until:

  • The tax liability is fully paid
  • The statute of limitations on collection expires 
  • The lien is otherwise released

Certain actions like bankruptcy, installment agreement defaults, and litigation can extend the statute

When should I seek professional assistance?

Professional guidance is recommended when:

  • A notice of Federal Tax Lien is filed
  • You are refinancing or selling property
  • You receive revenue officer contact
  • The balance exceeds your ability to pay
  • The 10-year collection statute is near expiration

Early Intervention Improves Available Options

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